There are 2 ways to make sure you're protected

Option #1

If your personal auto is insured with AAA, State Farm, Allstate, 21st CenturyUSAA or American Family Insurance, you can add the RV to your personal policy for the duration of your rental. Typically there is no cost to do so, or a very low cost charged by your insurance agent. 

This will save you money, and will lower your out of pocket deductible in case of damage. 

When making a reservation, you will be asked if you would like to insure the RV through a personal policy. If you select that you would, we will email you an insurance binder request form.


The form will have all the required information, including your name, reservation date, vehicle information and required policy limits. 

Simply email the form to your insurance agent, and they will take care of the rest.


Once we get confirmation of coverage, we will take off the insurance coverage through us, and refund the insurance fee. 

Anyone that is listed on your policy will be allowed to drive the RV. 

Proof of coverage must be provided a minimum of 24 hours before the reservation start date to qualify for a refund on Chill RV’s insurance costs. 

Option #2

Insure the RV with us by choosing from the following packages



  • $100,000 Auto Physical Damage

  • Minimum Financial Responsibility per state Liability Insurance

  • Windshield Damage Repair


$39.95 per day



  • $150,000 Auto Physical Damage

  • Minimum Financial Responsibility per state Liability Insurance 

  • Windshield Damage Repair

  • Roadside Assistance 


$56.95 per day



  • $250,000 Auto Physical Damage

  • $1 Million Liability Insurance

  • Windshield Damage Repair

  • Roadside Assistance 


$79.95 per day

Insurance deductible is $1,500

You will be able to add as many drivers to the policy as you'd like. To add additional drivers, we will need a photo of their drivers license, email and phone number. Simply email or text that over to us and we will submit the information to the insurance company. 


To qualify for insurance the drivers need to be over the age of 25 and have a clean driving record. The reservation needs to have at least 1 approved driver in order for us to release the vehicle. 

This coverage will cover Chill RV as primary for losses covered under the policy during the rental. Renters’ personal insurance will act as primary to any coverage they have purchased through us. If other sources of recovery also cover the loss, the insurance company reserves the right to pursue recovery of any claim payments.

Additional Available Insurances & Protections 

Interior Damage Protection $50

RV Rental Damage Coverage provides coverage should the insured renter cause accidental damage to the RV interior while it’s parked during the rental period. 

The plan provides coverage for accidental damages that can include: broken appliances and certain electronics, damaged interior doors, walls and furniture, stained bedding or linens.  

Covers up to $500. Any interior damage above that cost is the renters' direct responsibility. 

Trip Insurance 6% of nightly cost

Worried about plan changes? Add this plan if you want the flexibility to be able to reschedule your trip up to 4 days before the trip start without any penalties! (Cancellations with a refund need to be made 3 weeks before the start date). You will have two years to reschedule your trip.